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Josephtwism

Привет форумчанам!

Ситуация стандартная — пользуюсь старой картой от банка, где кредитка, кешбэк смешной. Созрел наконец завести выгодный продукт.

Мои главные критерия:
- Обслуживание — 0 рублей в год. Не хочу даже 1 рубля комиссии.
- Кешбэк — понятный, желательно на все покупки.
- Скорость оформления — онлайн. Люблю, когда все в приложении.

Искал давно, вижу рекламу на несколько вариантов. Вроде бы условия огонь. где получить кредит с низкой процентной ставкой


Особенно заинтересовало предложение «дебетовая карта с бесплатным обслуживанием и кешбэком». Говорят, что там:
- Оформление за 2 минуты по паспорту.
- Бесплатное обслуживание навсегда.
- Возврат денег баллами, которые легко потратить.

Но я из принципа не верю рекламе.

Вопрос к сообществу:
- Есть тут реальные пользователи таких карт?
- Не обманывают?
- Какая карта по вашему опыту выгоднее?
- Может, есть неочевидные лайфхаки, как получить больше?

Давайте соберем копилку знаний здесь! Интересно ваше мнение.

P.S. Нашел подробный гайд с топовыми предложениями на сейчас. Модераторы, прошу прощения, если нельзя, но это реально полезно. Очень наглядно видно все плюсы и минусы.




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Josephtwism

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